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In recent times, not many young renters have made the big move to becoming homeowners. According to the U.S. Census Bureau’s American Community Survey (ACS), despite an increase in the young adult population, the number of home owners between the ages of 25 and 34 has declined steadily between 2007 and 2012, with a yearly average of 300,000.
The California Association of Realtors® (CAR) released its 3rd Quarter Housing Affordability Report last week and the numbers show that there has been an increase in the interest rates and a dip in the number of people who can afford to buy homes. This housing affordability index is one of the most reliable sources on information providing insight into the state’s housing economy. Continue reading
Advertise your products and services in NAWRB Magazine to appeal to a nationwide client base. Beginning next issue, we will highlight a variety of states in each magazine. We’ll divulge the best cities to invest your money in our chosen states. From the sunny shores of California to the Rocky Mountains of Colorado, our next issue will give you a taste of four different states and what it means in terms of housing.
Beginning June 1, Freddie Mac will no longer charge for its automated underwriting service–Loan Prospector–which will affect lenders and borrowers.
Auction.com, a leading online real estate marketplace, announced a new partnership today with Juwai.com, a number one Chinese international property portal. The partnership will allow Chinese investors to access online real estate auctions in the United States.
The sharing economy is picking up speed. It is defined as a peer-to-exchange of goods and services, in which citizens rent or share resources. Companies involved in the sharing economy include Airbnb—where a host rents out part of his or her home to someone looking for a temporary place to stay. Companies like this are growing in size and it would bode well for business owners to adopt some of these characteristics in order to increase the chances of being successful.
More women are needed in the workforce to strengthen the economy. Seventy percent of consumers are female and to help sell to this demographic, women need to be employed to have a say in the wants and needs of the female customer. It can be difficult for professional women to thrive in the workforce due to inflexible work hours and difficulty attaining childcare and maternity leave. Many women shy away from the workforce as a result and those who do work cannot fully apply themselves. Powerful leaders and scholars aim to change this as they believe the key to rebuilding the economy rests on professional women.
The serious delinquency rate on single-family loans has fallen to its lowest level in six and a half years. Serious delinquency is when a single-family mortgage is 90 or more days past due and the bank considers the mortgage to be in danger of default. When a mortgage is in default, a lender usually initiates foreclosure proceedings.
With the scarcity of affordable housing in metropolitan areas, are micro-apartments the future of housing? The tiny home movement and creation of micro-apartments has taken international cities by storm. The rise in micro-living can be attributed to a lack of available land for housing, surges in population, and booming economies in urban areas. Cities such as Tokyo and Hong Kong have experienced the newest wave in housing…are U.S. cities next?
Foreclosure activity seems to be dwindling down. Analytics are showing that they are at the lowest they’ve been in quite some time. While not all spots in the U.S. are seeing the decrease, the overall consensus is that the economy is doing better and those employed in the housing economy can benefit.
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