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Check It OutOver $36.5 billion a year is lost annually in the U.S.
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A women’s depository for vendors & clients to grow their diverse spend & increase women’s employment at all levels within the housing ecosystem.
When we prepare to make a new purchase we know exactly what we want, down to the smallest detail. Some products are easier to select than others; you decide what you want, check availability, and buy the product from the store that has it in stock.
Every entrepreneur knows age-old business advice—study your market, build relationships, know your competition, find a mentor, have a business plan—as well they should; it’s decisive advice that works. But what can you do when you have invested in these proven strategies for years, built your business on them, and suddenly plateau?
Business strategists and other successful entrepreneurs can provide sage words, but you know your business best. If you’re employing a technique you innovated, you can beautifully separate yourself from the competition.
In a blog post last year, Gary Vaynerchuk, “serial” entrepreneur, investor and public speaker stated, “Your 2016 plan should be to start paying attention to the white space; where are things not happening yet that you think could be huge?”
This is the mindset needed to take your business to places it has never been; where are the empty spaces, the opportunities, in which your business can become a pioneer? How can you expand your book of business through innovation?
Recently, the U.S. Department of Housing and Urban Development (HUD) awarded $56.5 million to 77 Native American communities throughout the country to improve housing conditions and stimulate community development for residents, including funding construction projects and local jobs. The grants are part of HUD’s Indian Community Development Block Grant (ICDBG) Program, which supports a wide range of community development and affordable housing activities.
“This investment will expand affordable housing and economic opportunities for families in Native American communities across the country,” says HUD Principal Deputy Secretary for Public and Indian Housing, Lourdes Castro Ramírez. “We are proud to continue collaborating with tribal leaders to improve housing conditions and to lift up neighborhoods with vital new infrastructure and vibrant community spaces.”
With October and National Cybersecurity Awareness Month—an annual campaign established by the Department of Homeland Security (DHS) to raise awareness about and educate the public and business owners on cybersecurity—in the rearview mirror, it is vital to ensure that your business is protected.
According to the Wall Street Journal, over 34,000 computer security incidents occur every day – and 62 percent of those incidents involve breaches of small and medium-sized businesses.
In their annual study, 2015 Cost of Cyber Crime, the Ponemon Institute demonstrates the incredibly debilitating impact of insufficient cybersecurity on small businesses.
2015 Cost of Cyber Crime Key Findings:
• The average cost of a single cyber attack on a U.S. company is $1.9 million
• Globally
– The average yearly cost of cybercrime has increased by 1.9 percent since last year
– In 2010, the average time to resolve cyber attacks was 14 days; in 2015 it’s 46 days
– The average number of successful cyber attacks per company was 68 in 2012; in 2015 that figure increased to 99
To combat these cyber intrusions, the report suggests the following courses of action:
• Employ Data Encryption and Protection and Application Security to minimize cyber attack damages
• Resolve attacks quickly with Security Information and Event Management (SIEM)
• Use Security Governance Practices and an Intrusion Prevention System to reduce attacks
• The study affirms companies utilizing proper security resources have lower cybercrime costs than companies that do not invest in appropriate cyber security. Reduce the costs to your business by using the best resources and ensuring your company is safe from cybercrime
The 30 million American small businesses are the backbone of our country, and any threats to these enterprises also apply to the economy. Eighty percent of small businesses have no employees and 91 percent of women-owned businesses employ no one other than the owner; they are stretched extremely thin and are therefore at risk of being predominantly unprepared to withstand breaches in their systems.
Having secure systems is important for all businesses, including small ones that may not feel at risk of cyber attacks due to their small size. NAWRB is here working on a small business sustainability care pack. As a small business owner, you need to protect your business and situate yourself to navigate future developments in stride. Visit www.NAWRB.com for more information.
The housing ecosystem is evolving and we are witnessing circumstances to be more favorable for underrepresented groups than previously. Will 2017 continue this progression?
While low mortgage rates are undermined by high home prices, buying in southern metros is at times over 50 percent cheaper than renting, according to Trulia. Buyers in the West, where high rents often remain preferable to the rising home prices, face a tougher task.
Agents must recognize these conditions and the fact that international investment in U.S. real estate is expected to continue. In the first half of this year, Asian investors have invested $4.02 billion in New York real estate and $1.4 billion in San Francisco property alone, the top two most desired American destinations for their capital.
The 3rd Annual NAWRB Women’s Diversity & Inclusion Leadership Conference took place at the Hilton of Orange in Costa Mesa, California, on August 30th-31st, 2016. The women’s synergy of connecting both professionally and personally in the housing ecosystem was infectious. “The conference provided excellent opportunities for networking with other women in the industry,” stated Sharon Bartlett, Principal Consultant and Owner of Sharon Bartlett Consulting. “All sessions were very informative. More importantly, I can apply what I learned immediately to my business.”
NAWRB had the incredible honor of showcasing a Real Estate Custom Office 365 Training Workshop to help attendees in their daily lives by Melanie Gass, Sr. Partner Channel Marketing Manager SMB&D, US SMB Business Development, Microsoft Corp. Women-owned businesses face a difficult path, with 91 percent of them employing only the owner, and their success through these barriers and limitations means that much more. Gass guided attendees through streamlining their operations and maximizing their performance for success. Women entrepreneurs are here to create change. Who better to deliver the power of women?
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In October 2016, the U.S. Small Business Administration (SBA) issued a report, Measuring the Representation of Women and Minorities in the SBIC Program, revealing diversity-related trends in small business investing. In order to address the diversity of SBICs and portfolio company program participants, the SBA approached the Library of Congress’s Federal Research Division with the following inquiries:
2. Are racially diverse SBICs more likely to invest in small businesses led or owned by women and/or ethnic or racial minorities?
3. Are gender-diverse SBICs more likely to invest in small businesses led or owned by women and/or ethnic or racial minorities?
4. How do SBICs led by women and/or ethnic or racial minorities compare in terms of investment performance to non-diverse SBICs?
5. Are diverse SBICs more likely to invest in low and moderate income (LMI) communities?
The Housing and Economic Recovery Act of 2008 (HERA) established the Federal Housing Finance Agency (FHFA) to supervise and regulate the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac) and the Federal Home Loan (FHL) Bank System. The FHFA is an independent government agency that employs examiners, analysts, attorneys and industry experts. Congress provided the Director of the FHFA the authority to appoint the FHFA as the conservator of Fannie Mae and Freddie Mac and this authority was utilized in 2008.
Dear Sharon I. Block,
Thank you for the opportunity to provide comments on the Department of Labor’s (DOL) Research and Evaluation Plan for 2016 Request for Information (RFI).
Of the Statistical Analysis of Trends and Surveys, I believe Gender Patterns and Pay in Occupations and Industries along with Caregiving and Women’s Retirement Security are of great importance to the evaluation plan and its practitioners.
The U.S. Census Bureau reports that women’s median income is 79 percent of men’s median income. This is blatant inequality that needs to be addressed and rectified in order to encourage and secure the progress of women in the workforce and in our country. If women earn less than men, have less means and access to resources, how can they be expected to equally traverse the same professional and personal arenas?
It’s true, women are better at paying their mortgages, despite imbalances ranging from the 26 percent gender wage gap to a lack of women in boardrooms and C-suites across America.
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