Decrease in Foreclosure Activity in the U.S.

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Foreclosure activity seems to be dwindling down. Analytics are showing that they are at the lowest they’ve been in quite some time. While not all spots in the U.S. are seeing the decrease, the overall consensus is that the economy is doing better and those employed in the housing economy can benefit.

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Deadline Approaches for CFPB Director’s Response to TRID Delay Request

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The deadline for CFPB Director Richard Cordray to respond to a letter proposing a delay in the implementation of the new TILA-RESPA rule is rapidly approaching. The deadline—Friday, April 17—will be closely followed by the mortgage industry in particular.

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House Payments Surpass Rent in Affordability

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According to a RealtyTrac report titled Residential Rental Property Analysis, 76 percent of the U.S. counties surveyed in the first quarter of 2015 found that it is more affordable to pay a monthly house payment for a median-priced home than a monthly fair market rent for a three-bedroom property.

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Top Spring Colors for Interior Design

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The Pantone Color Institute has released its top color insights for spring 2015.  Each season, Pantone releases its choices for trending colors in the fashion world. However, these colors can transcend into the world of interior design. From cool blues to refreshing oranges, explore the rich colors of the spectrum to add a new twist to your home décor.

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Freddie Mac to Offer Actual Losses on Mortgages

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Yesterday, Freddie Mac announced that it is doing something that it has never done in the past— offering investors actual losses on mortgages. Earlier this year, the  government-sponsored enterprise made first-loss position available to investors as a part of its Structured Agency Credit Risk Series, but this new offering makes for some exciting new changes.

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