By most accounts 2015 was a decent year for many builders, lenders, and real estate firms – especially here in Texas where I’m spending a few days with Fairway Independent Mortgage. Speaking of which, here are the hottest real estate markets according to NAR. As expected, the Bay Area tops the list, and California urban areas are well represented. What wasn’t so hot were the stocks of publicly held companies in real estate with names like Stonegate (-60%) and Nationstar (-52%).
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Daily Archives: December 24, 2015
Merry Christmas from NAWRB!
It’s Christmas Eve and NAWRB would like to wish our community a merry Christmas and happy holidays! We hope that you are spending these celebratory days away from work, with family, friends and good food. At NAWRB headquarters, the Christmas spirit is alive and well; our holiday mixer was a couple days ago, we had a secret Santa gift exchange yesterday, we have Christmas lights throughout the office and there is Christmas music playing.
Patricia Arvielo
President and Co-founder of New American Funding
Patricia Arvielo![Screen Shot 2015-11-20 at 4_12_01 PM](http://nawrb.e1.geaux.ws/wp-content/uploads/2016/03/Screen-Shot-2015-11-20-at-4_12_01-PM-300x300.png)
With over 30 years of experience in the mortgage industry, Patty Arvielo has helped create one of the fastest growing mortgage bankers in America, New American Funding. From running around the streets of Tijuana to walking the Great Wall of China, she recounts her formative experiences and describes how she is the American Dream.
NAWRB: What inspired you to enter the mortgage industry at the age of 16, and at that time, what did you envision being your lifelong career? Are you interested in any other professional fields, and did you ever consider career paths outside the mortgage industry?
Patricia Arvielo: I don’t know that anybody that I’ve ever spoken to in almost 35 years of being a mortgage banker has had the dream of being a mortgage banker. I fell upon an entry-level job because even though I was very young, I was inspired by earning the almighty dollar. TransUnion Credit happened to be the highest paid hourly job I could find. I got that job when I was 16 and I was a data entry clerk for thecompany, whereby I would input derogatory credit on mortgage factual reports. At that point I would take the calls from the people ordering the reports and I would ask them questions like, “Why do you need these reports?” and they said, “Because we do mortgage loans.” So I asked, “What’s that take? How much do you make?” They made more than I did so of course I went and looked for an entry-level job at a mortgage company. Again, being very young, my motivation and inspiration was to make more money and become independent so I could buy a new car and wear the clothes I wanted; as you can imagine, being a 16 or 17-year-old girl, that was important.
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Does it Cost More to be a Woman than a Man in New York City?
Women already have a tough time getting on par with men in the corporate world, do we now have to fight against gender bias in product pricing too? From Cradle to Cane: The Cost of being a Female Consumer, A Study of Gender Pricing in New York City is a study conducted by the New York City Department of Consumer Affairs (DCA). Continue reading →