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A women’s depository for vendors & clients to grow their diverse spend & increase women’s employment at all levels within the housing ecosystem.
Auction.com, a leading online real estate marketplace, announced a new partnership today with Juwai.com, a number one Chinese international property portal. The partnership will allow Chinese investors to access online real estate auctions in the United States.
According to the Center for Women’s Business Research, eight million U.S. businesses are currently women-owned. Women-owned firms have an economic impact of $3 trillion dollars in annual revenue and have approximately 23 million employees (or voters), which is 16 percent of all U.S. jobs. Women in the U.S. are starting companies two to three times faster than their male counterparts. But, why is this data important?
It is widely acknowledged that societies who are economically stable have a much greater capacity for peace. The case for such a bold statement can be found through evidence in the relationship between democracies and the Gross Domestic Product (GDP). Democracies are the following: (Przeworski and Limongi, 1995. Modernization: Theories and Facts, World Politics.)
-Generally stable above $6,000 GDP per capita (World Bank)
-Generally vulnerable to coups and civil wars between $3,000 and $6,000 GDP per capita (World Bank)
-Likely to fail below $3,000 GDP per capita (World Bank)
Rwanda’s GDP per capita is $620 dollars and Afghanistan’s GDP per capita is $687, which puts them well below the $3,000 level where democracies are likely to fail.
This is why the work of the Institute for Economic Empowerment of Women (IEEW) in these countries is so important. IEEW’s PEACE THROUGH BUSINESS® (PTB) Program helps provide women with a voice in their fight to establish peace and free market opportunities. Women are 50 percent of the world’s population, which gives us the ability to make major changes in the world’s economy.
In our ninth year, over 500 women have graduated from the PEACE THROUGH BUSINESS® Program. Additional data shows that 80 percent of our graduates are still in business today, compared to a U.S. 57 percent failure rate in small business startups within the first five years. Each PTB graduate provides, on average, 25 jobs per company. Our graduates from Rwanda and Afghanistan are setting a high mark in job creation. According to our data, PEACE THROUGH BUSINESS® graduates have created over 12,500 jobs.
Successful business statistics and impressive personal stories show women graduating from our program and becoming involved in public policy as well. Rwanda has the notable position of being #1 in the world for women in government, with 63.8 percent of the lower house of parliament represented by women and 38.5 percent in the Senate. Our graduates who have served, or are now serving in public office are: Teddy Gacinya, Anne-Marie Kantengwa, Marie-Josee Kankera, Anne Rugege, Sara Mukandutiye and Erin Asiimwe. Anne-Marie Kantengwa, a 2013 PTB graduate, owns Hotel Chez Lando and has a staff of 140 people. After the genocide, she took over her family-run hotel and transformed it into a wonderful destination hotel in the city of Kigali. (www.chezlando.com)
In Afghanistan, PEACE THROUGH BUSINESS® Program alumnae, along with other Afghan business women, founded LEAD (Leading Entrepreneurs of Afghanistan Development). In January 2014, LEAD founders, including PTB graduates Freshta Hazeq, Farah Karimi, and Manizha Wafeq, met with President Hamid Karzai to express their support for his administration to sign the Bilateral Strategic Agreement with the United States to help with the relief of the current economic and political deterioration being felt within the country. This was a huge step for women in Afghanistan.
The number of women who have graduated from the Institute for Economic Empowerment of Women’s PEACE THROUGH BUSINESS® Program shows us that even in countries where women face great hardships, they still have the desire to contribute to their country economically, socially, and politically.
IEEW believes strongly in these philosophies; but more importantly, we believe in women. Women are the caretakers, mothers, grandmothers, wives, sisters, aunts, and so much more. They are emerging leaders in the business world and are the key to bolstering our future global economy. Small business has been the backbone of economic stability, and IEEW believes that women are the key to the development and stability of business in emerging economies. There is no doubt that women entrepreneurs are establishing credibility and peace around the globe.
Dr. Terry Neese has been a global leader for 40 years. She is a serial entrepreneur, founding both for-profit and non-profit organizations. Her two most successful being Terry Neese Personnel Services, now run by her daughter, Kim, and her current venture, the Institute for Economic Empowerment of Women. For her entire career, she has instilled a sense of empowerment into everyone she meets, including empowering women in war torn and developing countries.
To view the original article please see our magazine titled “Advancements for Women” Vol 4, Issue 3 by Clicking Here
You work hard. Whether you’re showing open houses throughout the day, negotiating complex deals, or dropping off your kids at various sports practices, life is a balancing act. Why not reward yourself?
Cities nationwide are banning the popular use of short-term vacation rentals to the dismay of many citizens who supplement their incomes with the use of vacation rental sites such as Airbnb, VRBO, and HouseTrip.
Being a successful woman in the real estate industry means your days are most likely hectic and stressful. The last thing you probably want to do is go to the gym. If you can motivate yourself to go, you may end up on the treadmill the entire time because the weight area intimidates you and/or you’re scared to ask questions. Sure, you look and feel great in your designer power suit, but that feeling can quickly melt away once the suit comes off.
NAWRB brings you another exclusive recap of events at headquarters. Take a look at the exciting things we have in motion and what we are championing for:
The housing industry can offer a flexible schedule, especially with real estate. With the ability to control your own schedule, you can maximize your flexibility while making extra money in the process. But how? Pet sitting is the easy answer. It can provide a great source of revenue in addition to being enjoyable.
As we age so can our minds. Fortunately there are certain recreational activities that can ward off diseases, allowing us to function just as we did in our 20s.
More often than not, when speaking about women in the workforce or business arena, female accomplishments are spoken about from a disadvantaged standpoint. But in fact, women have been making strides in every area of business while simultaneously maintaining their nurturing nature as mothers, sisters, and wives. Now that is true power. In addition to time, real estate is one of their most valuable assets.
The home buying process is a fundamental element in acquiring the “American Dream.” Maintaining mortgages helps ensure communities remain stable and neighborhoods viable. Housing experts are rarely educated on the Servicemembers Civil Relief Act, nor the Uniformed Services Employment and Re-employment Rights Act and their purposes. There are many issues that differentiate servicemembers from regular civilians participating in the home buying and foreclosure process. Real estate professionals need to be aware of certain factors and laws that directly affect their military clients. Women in the military have a history that extends over 3,000 years and have played many roles in the military, from ancient warrior women, to the women currently serving in conflicts, even though the vast majority of all combatants have been men in every culture.
Beverly Frase—a former loan officer, real estate broker, and Army wife—understands the home buying process from a military standpoint. Frase developed a program “Boots Across America” that educates real estate professionals on the military and its many facets including the military compensation system, special situations and its impact on entitlements, foreclosure prevention and various regulations which protect servicemembers. She offers a certification program through the counseling’s corner. The program provides educational information on pay grades and explanations of military pay for all services including how to navigate the Leave and Earning Statement, the factors that affect military pay, tax-exempt pay and savings plans. Boots Across America educates professionals on how to work with military personnel and their families to help them transition into sustainable housing.
The current unemployment rate and income volatility are driving homelessness upward. Foreclosure rates have increased substantially over the years and have yet to stabilize. The Servicemember Civil Relief Act was signed into law on December 19, 2003. The Act amended and replaced the Soldiers’ and Sailors’ Civil Relief Act of 1940, to strengthen the nation’s defense by providing for temporary suspension of legal proceedings and financial transactions that may adversely affect the rights of servicemembers.
The Servicemember Civil Relief Act (SCRA) protects servicemembers from foreclosure of mortgages as long as the following facts are established:
• The relief is sought on an obligation secured by a mortgage, trust deed or other security in the nature of a mortgage on either real or personal property.
• The obligation originated prior to entry on active duty.
• The property was owned by the servicemember or family member prior to entry on active duty.
• The property is still owned by the servicemember or family member at the time relief is sought.
• The ability to meet the financial obligation is materially affected by the servicemember’s active duty obligation.
Termination of Lease provides a servicemember who receives permanent change of station orders or who is deployed to a new location for 90 days or more, the right to terminate a housing lease. The servicemember must provide his or her landlord with written notice of the termination along with a copy of orders. The termination becomes effective 30 days after the due date for the next rental payment. If the credit report shows charges for a broken lease, the servicemember can submit this documentation to have that information removed from the credit report. This law affects all parties involved and can have a dire effect on finances.
Another protection provided by the SCRA includes certain judicial proceedings until they return from military service, deployment or overseas tours of duty and for a time thereafter. Protection under the SCRA includes but is not limited to:
• Stay of Proceedings- Upon application, the servicemember can have the action postponed for a period no less than 90 days.
• Stay of Execution from judgments, court actions, attachments and garnishment. If a request for postponement is executed, it must be granted unless the court determines the member’s ability to comply with the order is not materially affected by their military status.
• Default Judgment.
• Statute of Limitations-Period of military service may not be included in computing any limitation period for filing suit, either by or against the servicemember.
Based on available resources and personnel, servicemembers and their families are provided free legal assistance. Each military service has specific regulations regarding the extent of legal assistance they provide, but can always help with a lease, a will or a notarized signature. Veterans are not eligible for these services. Legal assistance offices are located on base. One can access the full overview of the Servicemembers Civil Relief Act at: www.military.com/benefits/legal-matters/scra/overview.
Esther M. Franklin is the owner and founder of Tri-State Paralegal Service and Tri-State Land Consulting Group, both companies are real estate service firms specializing in real estate transactional matters, oil and gas land administration and paralegal support services. Esther has an MBA in Finance and a BA in Legal Studies with certification as a Six Sigma Green Belt, Non-Profit Management and Paralegal Studies with 15 years of experience within the legal and real estate sector.
To view the original article please see our magazine titled “Advancements for Women” Vol 4, Issue 3 by Clicking Here
As many dermatologists will agree, the secret to having healthy, glowing skin when you’re older is to adopt preventative measures when you’re young: slathering on sunscreen, wearing wide-brimmed hats, and avoiding the sun at peak hours.
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