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  Diversity and Inclusion (D&I) does not only mean employing people from different ethnic backgrounds, it also involves gender. According to a report from the Professional Diversity Network, women make up 41.5 percent of the entire national workforce and flourish in accounting and bookkeeping, legal services, education and health. Are there enough women in other sectors like technology and engineering?
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Thursday, February 4, 2016
Cultivating a Flexible Work Culture
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    We live in a fast-paced world that is outgrowing the era of the 9 to 5 work day spent cooped up at a desk. Millennials, who are the debutants in the workforce, have a different perspective and desire flexible schedules with the liberty of working from anywhere. Is that too much to ask for, especially when technology affords this flexibility?
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    On Tuesday, February 2, the Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Mac introduced the Independent Dispute Resolution (IDR) process to help resolve mortgage repurchase related issues. Though the IDR does not annex the Enterprises’ authority over appeals, it allows lenders to approach an independent third-party entity with loan disputes that remain unresolved after undergoing an appeals process. The IDR is meant to ensure faster resolution of such loan breaches and avoid prolongation of the process.
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  In June 2015, First Tennessee Bank reached a $212.5 million settlement for knowingly underwriting and originating mortgage loans not complying with Federal Housing Administration (FHA) lending requirements. First Tennessee Bank recognized that from January 2006 to October 2008 it originated and underwrote mortgage loans insured by the FHA which did not satisfy the Department of Housing and Urban Development’s (HUD) underwriting requirements. 
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The number of women rearing children by themselves in America has nearly tripled in the last 45 years, reaching a current estimate of 10 million single mothers in this country. The U.S. Census Bureau reports more than 1 in 4 families with children under the age of 18 are headed by a single parent and more than 3 out of 4 single parent families are headed by a female. Although women have made great economic strides in the last decade, studies show that they continue to be disproportionately impacted by poverty. Single mothers face serious economic challenges; they generally have lower incomes and higher living expenses for child care, healthcare and housing. 
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